IT’S EASY TO BECOME WEALTHY

IT’S JUST EASIER NOT TO!

You CAN make money in a home-based business. Lots of money. It could be one of the best moves you’ll ever make.

Beat the Recession, learn how to generate a substantial income in any economy.

A year into the recession, millions of Americans have already lost their jobs, their incomes and their homes. Millions more are having their peace of mind tested daily by the certainty of harder times to come. Each day we are bombarded with stories of rising costs, lower wages, increased credit scrutiny and a very competitive job market.

A recent article in the Washington Post “In Far-Reaching Recession, Few Are Immune” sums it up as it writes:

When Nena Razmara was laid off in November from her $70,000-a-year job with a high-end residential building supplier, she thought she would be working again by Christmas.

Having worked in residential construction for 20 years, she was used to finding work by flipping through her Rolodex.

“‘Usually it’s three phone calls, three job offers, and off you go,’ she said.”

The 45-year-old Woodbridge resident made her three phone calls. Then three more. But she still had no leads. For the first time since she graduated from college in the 1980′s, she scoured help-wanted ads. She sent out more than 150 résumés and posted one on Craigslist under the heading, “I desperately need a job”.

In case you don’t really believe how tight things have gotten, take a look at the sites I found as I was browsing through the internet RecessionWatch.net – Recession.org & even MSNBC.

In these trying economic times it is hard to keep your mind off of the negativity and focus on what YOU can do to protect your family.

Is going back to school the answer? Perhaps; but at what cost? Let’s evaluate:

ProsCons

• The Cost

• Private four-year education $25,143 per year (up 5.9 percent from last year) Public four-year education $6,585 per year (up 6.4 percent from last year) Are you prepared to pay out of pocket or will you have to compete with millions of others for the limited financial aid?

• The Time

• Here’s a guideline to what freshman can expect throughout their college years: Each unit of credit requires 2 to 3 hours of outside class work per week. So, a student carrying 15 credit hours should plan to spend 30 to 45 hours each week studying beyond the classroom. If you tally study time and class time, a typical student invests from 45 to 60 hours in academic work each week. Add that to your full-time job and family obligations; do you have enough time to go back to school?

• 2-4 Year Sacrifice

• No matter what the admissions advisor tells you, you’re looking at a 2-4 year commitment, even if you’re just completing your degree or going for an additional degree. Do you have that much time to invest before you stand a chance to see any return on your time and money?

• No Guarantees:

• What happens if you spend the next few years, tens of thousands of dollars, and hundreds of hours and yet you still can’t find a job with a decent salary or a job period? Remember, you’re competing against everyone else that decided to go back to school, and millions of young college students that are willing to work for less than you because they don’t have as many financial obligations.

1. 1. Increased marketability
   2. Potential pay increase
   3. You’ll be smarter than your friends
   4. It’s a good example for your kids
   5. You could do it online
   6. Student loans may be available